Finance Built For Modern Businesses.

0K

Satisfied Users

Hand holding a phone with the Cortexa app
Hand holding a phone with the Cortexa app

Manage expenses, track spend, and unlock financial clarity—all in one place. Manage expenses, track spend, and unlock financial clarity—all in one place.

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Overview

Monthly

Income

$23,105.00

Outcome

$23,105.00

Trusted by industry-leading growth teams

120k

4.9 star rating

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  • Railspeed logo
  • Norse Star logo
  • Leapyear logo
  • Capsule logo
  • CloudWatch logo
  • Eclipseful logo
  • Foresight logo
  • Goodwell logo
  • Radius logo
  • Railspeed logo
  • Norse Star logo
  • Leapyear logo
  • Capsule logo
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  • Eclipseful logo
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About

We Believe Banking Should Be Effortless

2008

ESTD.

Brings banking services to unbanked or underbanked populations in remote areas. Instant transactions and automated approvals replace slow paperwork.

Smiling man holding a card
Smiling man holding a card
$0B+
$0B+
$0B+

Transactions worldwide

Paying with a phone wallet and card
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Countries supported

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Currencies supported

Benefits

Everything You Need To Manage Your Money

Real-Time Analytics

Track every dollar as it moves and see where your money goes, the moment it happens.

Worldwide Transactions

Send and receive money across borders with bank-grade encryption on every transfer.

Grab Your Free Debit Card

Sign up and get your free debit card, spend securely and enjoy global acceptance.

Lock your card in a tap

Set custom limits with ease

You are always in charge

Predictive Spend

Spot recurring anomalies and project overhead before the bills arrive.

Feature

What You Need, Before You Know You Need It

Smart Budgeting

Instant Swapping

Virtual Cards

Transaction History

Intuitive Performance Aligns Your Business Goals

Manage expenses, track spend and unlock financial clarity, all in one place. Budgets update in real time so your team always knows where it stands.

Fast onboarding

Set up in minutes with zero complex integrations and get your entire company onboarded.

Real-time control

Set dynamic card limits, approve requests instantly and keep budgets locked in.

Smart Budgeting

Instant Swapping

Virtual Cards

Transaction History

Intuitive Performance Aligns Your Business Goals

Manage expenses, track spend and unlock financial clarity, all in one place. Budgets update in real time so your team always knows where it stands.

Fast onboarding

Set up in minutes with zero complex integrations and get your entire company onboarded.

Real-time control

Set dynamic card limits, approve requests instantly and keep budgets locked in.

Smart Budgeting

Instant Swapping

Virtual Cards

Transaction History

Intuitive Performance Aligns Your Business Goals

Manage expenses, track spend and unlock financial clarity, all in one place. Budgets update in real time so your team always knows where it stands.

Fast onboarding

Set up in minutes with zero complex integrations and get your entire company onboarded.

Real-time control

Set dynamic card limits, approve requests instantly and keep budgets locked in.

Integration

Connects With The Tools You Already Use

100+ integrations available and growing

Pricing

Designed To Scale, Without Locking You In

Designed To Scale, Without Locking You In

Monthly

Yearly

Starter plan

Get started with smart money management

$19

/ month

What you get

Secure account management

Expense and income tracking

Smart budgeting tools

Real-time transaction insights

Monthly financial reports

Bank-level data security

Email support

Popular Choice

Enterprise plan

Built for growing teams and businesses

$49

/ month

What you get

Everything in Starter

Multi-account management

Advanced cash flow tracking

Automated expense categorisation

Custom financial reports

Team access and permissions

Priority support

Business plan

Advanced infrastructure for organisations

$99

/ month

What you get

Everything in Enterprise

Advanced analytics and forecasting

Custom integrations

Dedicated account management

Enhanced security controls

Custom workflows and reporting

24/7 priority support

Monthly

Yearly

Starter plan

Get started with smart money management

$19

/ month

What you get

Secure account management

Expense and income tracking

Smart budgeting tools

Real-time transaction insights

Monthly financial reports

Bank-level data security

Email support

Popular Choice

Enterprise plan

Built for growing teams and businesses

$49

/ month

What you get

Everything in Starter

Multi-account management

Advanced cash flow tracking

Automated expense categorisation

Custom financial reports

Team access and permissions

Priority support

Business plan

Advanced infrastructure for organisations

$99

/ month

What you get

Everything in Enterprise

Advanced analytics and forecasting

Custom integrations

Dedicated account management

Enhanced security controls

Custom workflows and reporting

24/7 priority support

Monthly

Yearly

Starter plan

Get started with smart money management

$19

/ month

What you get

Secure account management

Expense and income tracking

Smart budgeting tools

Real-time transaction insights

Monthly financial reports

Bank-level data security

Email support

Popular Choice

Enterprise plan

Built for growing teams and businesses

$49

/ month

What you get

Everything in Starter

Multi-account management

Advanced cash flow tracking

Automated expense categorisation

Custom financial reports

Team access and permissions

Priority support

Business plan

Advanced infrastructure for organisations

$99

/ month

What you get

Everything in Enterprise

Advanced analytics and forecasting

Custom integrations

Dedicated account management

Enhanced security controls

Custom workflows and reporting

24/7 priority support

Testimonials

Featured Success Stories From Our Clients

App Store 4.8 rating
App Store 4.8 rating
Trustpilot 4.7 rating
Trustpilot 4.7 rating

4.9

Over six months our earnings climbed steadily and we finally had a finance stack that scales with us.

Arlene McCoy

Medical assistant

4.9

Approvals that used to take days now happen in minutes, and finance still sees every card swipe.

Esther Howard

President of sales

Happy Cortexa customer

4.9

As a freelancer I needed simple invoicing and a card that just works abroad. Cortexa gave me both without the bank bureaucracy.

Jerome Bell

Web designer

4.9

Virtual cards for every campaign ended our surprise ad-spend overages. Budgets update the second a card is used.

Jane Cooper

Marketing coordinator

4.9

Cortexa replaced three tools for us. Consolidated reporting across four entities alone paid for the subscription.

Priya Natarajan

Finance director

4.9

We cut software spend by 18% in the first quarter just by seeing every subscription in one place with a merchant-locked card.

Daniel Okafor

Operations lead

Happy Cortexa customer

4.9

Onboarding really was two minutes. The whole team had cards and limits before lunch and we never talked to a bank.

Mia Lindqvist

Founder

4.9

Paying contractors in eight countries used to eat fees every month. Multi-currency accounts fixed that overnight.

Tomás Herrera

Head of people

4.9

Real-time analytics showed exactly where cash was leaking. We fixed it in a week instead of discovering it at year end.

Hannah Weiss

CFO

4.9

Receipts match automatically and the ERP sync is spotless. Month-end close went from five days to one.

Marcus Chen

Controller

Happy Cortexa customer

4.9

Merchant locks on our ad cards mean nobody can accidentally overspend on a campaign again. Peace of mind, honestly.

Aisha Bello

Growth marketer

4.9

Support answers in minutes, not days. It feels like the Cortexa team is part of ours.

Lucas Moreau

Product manager

4.9

Running four entities from one dashboard changed how our board meetings go. The numbers are ready before we are.

Nadia Rahman

Managing director

4.9

Budgets update the moment a card is swiped, so managers stopped asking finance for numbers.

Oliver Grant

Finance manager

Happy Cortexa customer

4.9

The forecasting model caught a cash dip two months out. We adjusted hiring before it became a problem.

Sofia Petrova

Co-founder

4.9

Switching was painless. Historical transactions imported cleanly and the team was live the same day.

Ethan Walsh

Accountant

4.9

Instant virtual cards for every supplier keep our marketplace spend tidy, and refunds land back on the right budget.

Chloe Dubois

E-commerce director

4.9

Time-boxed travel cards expire when the trip ends. No more chasing people to return the company card.

Ravi Menon

Engineering manager

Happy Cortexa customer

4.9

Client budgets each get their own card and report. My clients see exactly where every dollar went.

Grace Kimani

Agency owner

4.9

We raised a round and needed controls fast. Role-based permissions and approval flows were set up the same day.

Noah Fischer

Startup founder

4.9

Over six months our earnings climbed steadily and we finally had a finance stack that scales with us.

Arlene McCoy

Medical assistant

4.9

Approvals that used to take days now happen in minutes, and finance still sees every card swipe.

Esther Howard

President of sales

Happy Cortexa customer

4.9

As a freelancer I needed simple invoicing and a card that just works abroad. Cortexa gave me both without the bank bureaucracy.

Jerome Bell

Web designer

4.9

Virtual cards for every campaign ended our surprise ad-spend overages. Budgets update the second a card is used.

Jane Cooper

Marketing coordinator

4.9

Cortexa replaced three tools for us. Consolidated reporting across four entities alone paid for the subscription.

Priya Natarajan

Finance director

4.9

We cut software spend by 18% in the first quarter just by seeing every subscription in one place with a merchant-locked card.

Daniel Okafor

Operations lead

Happy Cortexa customer

4.9

Onboarding really was two minutes. The whole team had cards and limits before lunch and we never talked to a bank.

Mia Lindqvist

Founder

4.9

Paying contractors in eight countries used to eat fees every month. Multi-currency accounts fixed that overnight.

Tomás Herrera

Head of people

4.9

Real-time analytics showed exactly where cash was leaking. We fixed it in a week instead of discovering it at year end.

Hannah Weiss

CFO

4.9

Receipts match automatically and the ERP sync is spotless. Month-end close went from five days to one.

Marcus Chen

Controller

Happy Cortexa customer

4.9

Merchant locks on our ad cards mean nobody can accidentally overspend on a campaign again. Peace of mind, honestly.

Aisha Bello

Growth marketer

4.9

Support answers in minutes, not days. It feels like the Cortexa team is part of ours.

Lucas Moreau

Product manager

4.9

Running four entities from one dashboard changed how our board meetings go. The numbers are ready before we are.

Nadia Rahman

Managing director

4.9

Budgets update the moment a card is swiped, so managers stopped asking finance for numbers.

Oliver Grant

Finance manager

Happy Cortexa customer

4.9

The forecasting model caught a cash dip two months out. We adjusted hiring before it became a problem.

Sofia Petrova

Co-founder

4.9

Switching was painless. Historical transactions imported cleanly and the team was live the same day.

Ethan Walsh

Accountant

4.9

Instant virtual cards for every supplier keep our marketplace spend tidy, and refunds land back on the right budget.

Chloe Dubois

E-commerce director

4.9

Time-boxed travel cards expire when the trip ends. No more chasing people to return the company card.

Ravi Menon

Engineering manager

Happy Cortexa customer

4.9

Client budgets each get their own card and report. My clients see exactly where every dollar went.

Grace Kimani

Agency owner

4.9

We raised a round and needed controls fast. Role-based permissions and approval flows were set up the same day.

Noah Fischer

Startup founder

FAQ

Questions? We’re Here To Help.

General

Implementation

Compliance

3D coin stack

How long does it take to get started?

Most teams are fully onboarded in under a day. Card issuing, ERP sync and approval workflows are configured from a guided two-minute setup, no engineering work required.

Do I need to connect my bank or ERP to use Cortexa?

No. You can start with a Cortexa account and cards on day one. Bank and ERP connections are optional and can be added at any time from Settings.

Can I cancel or change my plan at any time?

Yes. Upgrade, downgrade or cancel from your billing page whenever you like. Changes take effect at the start of the next billing cycle.

How does Cortexa keep our financial data secure?

All data is encrypted in transit and at rest, access is protected with two-factor authentication and every action is logged in a tamper-proof audit trail.

Do you support companies operating in multiple currencies?

Yes. Hold balances in 75+ currencies, pay suppliers locally and see consolidated reporting in your home currency.

FAQ

Questions? We’re Here To Help.

General

Implementation

Compliance

3D coin stack

How long does it take to get started?

Most teams are fully onboarded in under a day. Card issuing, ERP sync and approval workflows are configured from a guided two-minute setup, no engineering work required.

Do I need to connect my bank or ERP to use Cortexa?

No. You can start with a Cortexa account and cards on day one. Bank and ERP connections are optional and can be added at any time from Settings.

Can I cancel or change my plan at any time?

Yes. Upgrade, downgrade or cancel from your billing page whenever you like. Changes take effect at the start of the next billing cycle.

How does Cortexa keep our financial data secure?

All data is encrypted in transit and at rest, access is protected with two-factor authentication and every action is logged in a tamper-proof audit trail.

Do you support companies operating in multiple currencies?

Yes. Hold balances in 75+ currencies, pay suppliers locally and see consolidated reporting in your home currency.

FAQ

Questions? We’re Here To Help.

General

Implementation

Compliance

3D coin stack

How long does it take to get started?

Most teams are fully onboarded in under a day. Card issuing, ERP sync and approval workflows are configured from a guided two-minute setup, no engineering work required.

Do I need to connect my bank or ERP to use Cortexa?

No. You can start with a Cortexa account and cards on day one. Bank and ERP connections are optional and can be added at any time from Settings.

Can I cancel or change my plan at any time?

Yes. Upgrade, downgrade or cancel from your billing page whenever you like. Changes take effect at the start of the next billing cycle.

How does Cortexa keep our financial data secure?

All data is encrypted in transit and at rest, access is protected with two-factor authentication and every action is logged in a tamper-proof audit trail.

Do you support companies operating in multiple currencies?

Yes. Hold balances in 75+ currencies, pay suppliers locally and see consolidated reporting in your home currency.

Ready To Modernize Your Financial Stack?

Start managing subscriptions, card limits, and approvals with zero friction.

Cortexa app QR code on a phone
QR code to download the Cortexa app

Ready To Modernize Your Financial Stack?

Start managing subscriptions, card limits, and approvals with zero friction.

Cortexa app QR code on a phone
QR code to download the Cortexa app

Ready To Modernize Your Financial Stack?

Start managing subscriptions, card limits, and approvals with zero friction.

Cortexa app QR code on a phone
QR code to download the Cortexa app

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